About Federal Locker

America's Most Trusted Digital Banking Institution

Supported by Federal Trade Commission

Founded in 2018, Federal Locker - Supported by Federal Trade Commission has revolutionized secure banking with government-grade protection for your hard-earned funds. We are FDIC insured and regulated by the Federal Reserve Bank.

FDIC Insured Fed Regulated NSA Certified
Est. 2018

Serving 2.5M+ Americans

Our Mission

To provide unparalleled security and convenience in digital banking, ensuring every American has access to government-grade financial protection. We believe your hard-earned money deserves the highest level of security available.

Our Vision

To become America's leading secure digital bank, setting the gold standard for financial protection and customer trust. We envision a future where banking security is never compromised.

Leadership Team

Experienced professionals with backgrounds in banking, cybersecurity, and government

Michael Richardson

Chief Executive Officer

Former Federal Reserve Bank Director with 25+ years in banking security and regulation.

Harvard MBA Ex-Federal Reserve
Sarah Chen

Chief Security Officer

Former NSA cybersecurity specialist specializing in financial institution protection.

MIT Cybersecurity Ex-NSA
David Martinez

Chief Financial Officer

Former Goldman Sachs VP with expertise in risk management and regulatory compliance.

Wharton Finance Ex-Goldman Sachs

Certifications & Compliance

Federal Locker maintains the highest security and regulatory standards

FDIC Insured

All deposits insured up to $250,000 per depositor

NSA Approved

Military-grade encryption certified by National Security Agency

Fed Regulated

Regulated by Federal Reserve Bank and OCC

SOC 2 Certified

Highest level of operational security compliance

Worried About the Security of Your Hard-Earned Funds?

We understand your concerns. That's why Federal Locker uses the same security protocols trusted by the U.S. Government to protect classified information. Your money is safer with us than in traditional banks.